Last Updated: February 11, 2026
Welcome to Excel Funding Source LLC. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our services.
By using our website or submitting an application for funding, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Excel Funding Source LLC.
Excel Funding Source LLC is a direct lender providing business financing solutions, including but not limited to:
All funding is subject to approval based on our underwriting criteria. We reserve the right to approve, deny, or modify any funding application at our sole discretion.
To apply for funding, you must:
When you submit an application for funding, you represent and warrant that all information provided is accurate, complete, and truthful. You authorize us to verify the information you provide and to obtain credit reports, business records, and other information as necessary to evaluate your application.
Submitting an application does not guarantee approval or funding. We will notify you of our decision, and if approved, provide you with the terms and conditions of the funding offer.
If you choose to provide your mobile phone number and consent to receive text messages from Excel Funding Source LLC, the following terms apply:
Consent to Text Messages: By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive text messages from Excel Funding Source LLC using an automatic telephone dialing system. These messages may include account notifications, funding updates, appointment reminders, and marketing messages (if you've opted in).
Message Frequency: The frequency of messages will vary based on your account activity and preferences. We do not charge for text messages, but standard message and data rates from your mobile carrier may apply.
Automatic Telephone Dialing System: You acknowledge and agree that messages may be sent using an automatic telephone dialing system, and that your consent to receive such messages is not required as a condition of purchasing any goods or services.
Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any text message you receive from us. After texting STOP, you will receive one additional message confirming your opt-out. You will not receive further text messages unless you re-subscribe by opting in again.
Help Information: For help or more information about text messages, reply HELP to any message you receive, or contact us at shiron@excel-funding-source.com.
Supported Carriers: Our text messaging service is available on major U.S. carriers. Message and data rates may apply. Check with your carrier for details.
Privacy: We will not sell or share your mobile phone number with third parties for their own marketing purposes without your express consent. For more information about how we handle your information, please see our Privacy Policy.
All fees, interest rates, and costs associated with funding will be clearly disclosed in your funding agreement. You are responsible for reviewing and understanding all terms before accepting any funding offer. There are no application fees to submit a funding request.
If you accept a funding offer, you agree to repay the amount funded according to the terms specified in your funding agreement. Failure to repay according to the agreed terms may result in additional fees, penalties, and legal action.
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
All content on this website, including text, graphics, logos, and software, is the property of Excel Funding Source LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Excel Funding Source LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Excel Funding Source LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorney's fees) arising out of your use of our services, violation of these Terms, or violation of any rights of a third party.
Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites. Your use of third-party websites is at your own risk.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and any funding agreements you enter into with us, constitute the entire agreement between you and Excel Funding Source LLC regarding the use of our services.
If you have any questions about these Terms of Service, please contact us:
Excel Funding Source LLC
1410 Avenue L
Brooklyn, NY 11230
Email: shiron@excel-funding-source.com